Capital Efficiency
Collateral mobility, without pre-funding or pre-positioning.
Use cases
Mobilize inventory over the weekend
Market makers
Who this is for
Market makers.
The problem today
Collateral posted at a custodian before the weekend is inaccessible until the next business day. Makers either over-position on Friday or withdraw quotes.
How it works on Temple
- Hold inventory in your own custody.
- Deploy or release it at any hour.
- Continue quoting through the weekend.
What you need to get started
A Temple account and self-custodied inventory.
Finance a position with onchain repo
first trade doneBanks, funds, and desks
Who this is for
Banks, funds, and trading desks.
The problem today
Repo runs through a tri-party agent on business-day cycles. Collateral is immobilized at the agent, and available tenors are limited to those the agent supports.
How it works on Temple
- Agree the repo with a counterparty.
- Both legs settle atomically.
- Close the position at the end of the term.
What you need to get started
An institutional account and eligible collateral.
Pledge a repo receipt as collateral
Funds and lenders
Who this is for
Funds and lenders.
The problem today
In a traditional repo, collateral is immobilized for the term. Capacity that could support another obligation sits idle until the trade closes.
How it works on Temple
- Enter the repo.
- The trade produces a tokenized claim on the underlying.
- Pledge that claim against a separate obligation.
What you need to get started
An institutional account.
Lend securities and recall them the same day
Asset managers, pension funds, and insurers
Who this is for
Asset managers, pension funds, and insurers lending out securities they hold.
The problem today
Securities lending runs on settlement cycles for both the loan and the return. A recall takes days, so lenders hold inventory back ahead of a vote or a planned sale, and that inventory earns nothing while it waits.
How it works on Temple
- Lend a tokenized security against collateral.
- The security and the collateral settle atomically.
- Recall it the same day, and the return settles the same way.
What you need to get started
A Temple account and eligible tokenized securities.
Borrow securities to cover a short or a fail
Hedge funds, prop firms, and market makers
Who this is for
Hedge funds, prop firms, and market makers that need securities delivered on time.
The problem today
Locating a borrow and receiving the securities takes time. If delivery arrives after the settlement date, the trade fails.
How it works on Temple
- Borrow the security against collateral.
- It is delivered atomically as the collateral settles.
- Return it, or substitute collateral, at any hour.
What you need to get started
A Temple account and eligible collateral.
Deploy capital into a vault
Capital allocators
Who this is for
Capital allocators.
The problem today
Deploying institutional capital onchain typically means accepting risk parameters that cannot be inspected and exposure that cannot be controlled.
How it works on Temple
- Allocate to a vault.
- Risk parameters are enforced onchain.
- Monitor and withdraw under the vault's terms.
What you need to get started
A Temple account.
Borrow against a concentrated position
coming soonHolders of concentrated positions
Who this is for
Founders, executives, and family offices with concentrated single-name positions.
The problem today
Converting the position to cash requires selling, which resets the cost basis and triggers deferred tax. Borrowing against it today is a bespoke, negotiated arrangement.
How it works on Temple
- Tokenize the position.
- Borrow against it onchain.
- Retain the position and the cost basis.
What you need to get started
An eligible position and a Temple account.